A growing number of data breaches occur. Each day there is a news story about a data breach. Social Security Numbers are increasingly included in these breaches. A data breach has compromised the personal information of these individuals. It is significant that if a company sends you a data breach letter, your information is compromised, and you will be vulnerable to identity theft if this occurs. To protect yourself, it is crucial to have a good understanding of how to do so. Maintaining your credit report through several agencies is one way to do so. For those who care about their Social Security number, you should consider an enhanced identity monitoring service based on Aura digital security. Preparing in advance is the best response to a data breach. The best thing you can do is to purchase a digital security system to protect your Social Security number from data breaches ahead of time.
You should choose a service that covers you adequately, even though many offer basic coverage without protection. It is recommended that you search for a company that (1) checks your credit score, (2) tracks your personal information online, (3) monitors personal information, and (4) protects your information from identity theft. The importance of identity insurance lies in the fact that some people use your information to borrow money without repaying them and to collect the refund you receive as a result of filing your taxes with your information. Thousands of dollars could be owed to you.
Are your digital security on the waning, and you are unsure what to do about it? Interested in a solution that gives you access to various security solutions? If this is the case, you should take a look at Aura, a platform that offers digital security as well as identity theft protection under one roof. Take a look at Aura and see the pros and cons of its digital security solutions.
Features of Aura Digital Security
Identity theft protection isn't the only thing Aura provides. There are several identity verification functions available, as well as financial monitoring tools for device protection and security. Some features will be available to you regardless of your pricing plan.
Let's examine each feature separately to determine how much security you require.
1. Tracking of identity
You can lose your personal information to hackers and cybercriminals in so many ways. They can create a fake social media profile, and a broker can even purchase your data. Web information is scanned by Aura and scanned for unauthorized transactions made with your name. Monitoring is primarily based on these sources:
Data Broker Lists
Millions of consumer profiles are sold by data brokers to advertisers, search engines, and others for a variety of purposes. Ads and robocalls are generated this way. Your data will be removed from these lists at the request of Aura.
Dark Web
Users on this part of the web remain anonymous, allowing them to spread serious crimes and misuse your data. The website seeks out traces of your identity on the dark web and investigates whether your information has been used.
Public Records
In addition to monitoring the internet, Aura searches court records, criminal records, as well as changes to home title deeds. The public record will notify you if your name appears.
Account Records
Aura sends you alerts whenever a new account is opened based on the information you provided, and you will be notified when this happens.
2. Identity Theft Protection
The identity monitoring service offered by Aura digital security aims at preventing malicious activity. The following are some examples:
Identity Monitoring
The service checks to see if an unknown person is using your ID number, email address, or other information.
Social Security Number (SSN) Monitoring
You will receive an alert if someone fraudulently makes a transaction with the number provided by your Social Security number.
Address Monitoring
You'll be notified immediately if you receive an address change.
Criminal and Court Records Monitoring
Several criminals commit illegal activities under another person's name. Your name is quickly identified by Aura digital security if a criminal record or court report shows your name.
3. Detection of data breaches in real-time
It is possible for anyone to fall victim to identity fraud. Despite your best efforts, your personal information can still be compromised. Identity theft is always possible. You may not even be aware of it, which is the worst of all. Therefore, Aura looks for any activity across the web regarding your name and informs you appropriately.
4. Fraud prevention in financial transactions
Besides protecting your personal information, Aura prevents you from being taken advantage of by unauthorized parties in your name. All transactions and accounts related to your finances are handled by it. Thus, you can take advantage of services such as:
Bank Account Monitoring
Details about your bank account, including account numbers, addresses, and emails, can also be entered. In that case, Aura will update you if someone attempts to take control of your account and add a new holder.
Credit and Debit Card Monitoring
Adding multiple cards is possible with Aura's digital security. As a result, you get instant notifications when your debit or credit cards are detected with unusual activity.
Financial Transaction Monitoring
When high-risk transactions involve your financial information, Aura will alert you. A new account might be opened, a tax refund may be processed, or a wire transfer may be processed.
401K & Investment Account Monitoring
Retirement plans and programs are popular among many people. Monitoring options are available for investment accounts as well.
5. Credit Monitoring
Besides securing your identity and monitoring your finances at the same time, Aura tracks your credit files at all three credit bureaus: TransUnion, Experian, and Equifax. It checks with these three credit bureaus to provide you with reliable and accurate data. Using this method, you'll know when your credit data has changed and prevent fraudulent activity.
Your annual credit report can be requested in the credit monitoring section. All three credit bureaus will provide Aura with credit reports. You get a monthly credit score that is based on the VantageScore 3.0.
6. Keeping your device and online safe
Digital and online security tools are among the reasons why Aura digital security is a good choice. It is important to use these tools to safeguard sensitive information, including passwords and private information, from identity theft and other unwanted voices.
Aura pricing plans offer the following services. It's just that they can be used on more devices.
Wi-Fi Security VPN
An Aura network protection device is available, as well as smart security software. A virtual private network provides military-grade encryption to ensure your connection is secure. The internet is secure, so you can browse and transact safely wherever you are.
Antivirus
Additionally, Aura offers an automatic antivirus system that keeps your device safe from viruses, malware, and ransomware. You will be able to prevent scams and phishing attacks if you do this.
Password Manager
Password managers are also included with every premium account. A single place of secure storage is made available for multiple login credentials and passwords. Therefore, you won't have to keep track of all your passwords.
Pricing and Plans
Individuals, couples, and families can choose from a variety of plans offered by Aura. New customers can try each plan for 14 days, and the company offers a 60-day refund policy if you purchase a year-long plan. The core features of Aura will remain the same in 2022, no matter what plan you choose. This software provides features such as online and device security, fraud prevention, and identity theft protection. There is at least $1 million of identity theft insurance per user included with each plan.
Individual Aura plans cost $12/month when purchased annually as well as $15/month per month if purchased annually. Couples can take advantage of the plan for $22/month (annually) or $29/month (monthly). A family plan, which includes five children or adults, costs $37 a year or $50 a month if you purchase it annually.
Conclusion
It is relatively easy to use Aura digital security on the whole. Aura dashboards let you manage everything. Additionally, Aura offers both an iOS and Android app that contains all Aura tools, except for antivirus. The Android app will soon have antivirus functionality. A wide range of protection is available through the Windows app, including antivirus and VPN.
With Aura, you get a complete protection package that includes safeguarding your identity, your financial records, and your devices against the threat of external intrusion. Despite their apparent high price, Aura offers a variety of tools that are packaged in a way that – separately – is very costly. Aura dashboard makes it easy to manage a wide range of tasks.
